Ready modules
Everything an e-money business needs.
The wallet platform is made of customer, money movement, payment, limit, fee and operations modules. Switch on what you need and configure it for your business model.
Customer and account
- Remote onboarding and KYC
- Account opening, updates and closure
- Transaction history and receipt sharing
- Retail and corporate customers
Money movement
- Top-up by card, bank transfer or agent
- Withdrawals and transfers to IBAN
- Wallet-to-wallet and to phone number
- Transfers by recipient name
Payments
- QR payments
- Bill payments
- Virtual and prepaid card application and issuing
- Other bank accounts via open banking
Limit management
- Customer, segment and product limits
- Limit monitoring and listing
- Limit calculations
- Blocking operations
Fees and commissions
- Fee and commission rules
- FX mark-ups
- Campaign and cashback rules
- Agent commission sharing
Operations
- Operations centre screens
- Document management
- Regulatory and management reports
- Agent, branch and head-office management
Use cases
One core, many business models.
Loyalty and cashback
Grow customer loyalty with spend-based points and cashback.
QR payments
Offer a fast, card-free payment experience at physical locations.
Bill payments
Let customers pay electricity, water, gas and telecom bills from their balance.
Virtual POS and payment facilitation
Combine the wallet with a virtual POS to offer collection services to merchants.
Instant money transfers
Enable fast transfers between users and to bank accounts.
Multi-channel top-up
Load balances by card, bank transfer, agents and partner locations.
Your brand’s app, our core.
The mobile app and web interface are published under your institution’s identity. Colours, logo, language and copy are yours; the wallet core, security and operations run on our platform.
With the middleware layer you can open wallet services to your partners as APIs and offer the wallet as a service (WaaS).
- iOS and Android apps plus a web interface
- Full brand adaptation of colours, logo, language and copy
- Wallet APIs for your partners
- Accounting, AML, fraud prevention, SMS and email integrations
FAQ
Questions you may have
Can’t find an answer? Write to us.
Is the wallet platform suitable for an e-money licence?
The platform is designed around the account, limit, record-keeping and reporting needs of e-money institutions. The licence application and obligations are yours; we support you on the technical requirements throughout.
Can the app be published in the stores under our name?
Yes. The mobile app and web interface are built with your institution’s name, logo and colours and published from your own developer accounts.
Which modules should we start with?
Most institutions start with customer and account, top-up and transfer modules; QR payments, bills and cards are added to the same core later.
How does it talk to our existing systems?
Your accounting, core banking, AML and notification services connect via APIs; the middleware layer makes adding new services easy.